Website Presentation
Solutions | Mobile payment, Professionals and associations, Contactless payment, Checking account, Shared accounts, Moneypot, Instant Loan, Lydia Physical card and Internet card… |
Currencies | Euros (€) or Pounds Sterling (£) |
Reload Methods | Bank Transfer, Debit or Credit Card (Visa, MasterCard, Electron, Maestro) |
Prices | 0 € per month for all occasional users |
€ 2.99 per month for those who want to use Lydia every day | |
Languages | English, French, Spanish, Portuguese |
What is Lydia?
Lydia is a mobile app that lets you pay instantly using your phone. The recipient will receive the money immediately and will be able to spend it anywhere using Lydia payment methods.
Lydia also offers services that make your everyday life easier:
- Send money instantly to a contact with just a phone number;
- Pay contactless with your phone in all shops with card payment terminals;
- Manage all your bank accounts in one place;
- Organize money pots on your phone, Open shared accounts and Withdraw money overseas without foreign exchange fees.
With Lydia, you can pay for your lunch by card, your coffee in cash, your doctor by cheque and your rent by bank transfer. All of this in just one day.
On top of providing fast payments, Lydia is also designed to help you keep track of your finances. It is very easy to:
- Organise your expenses by creating multiple Lydia accounts (“Trip”, “Savings”, “Online Shopping” etc.);
- Manage your shared expenses with shared accounts (an account shared between you and your partner or your housemates or your friends when you go on holidays together etc.);
- Use modern payment methods tailored to your digital life: A card connected to an app, Apple Pay, Google Pay and Samsung Pay contactless mobile payment, and Internet cards.
The Lydia app can be used in several European countries to send money to a phone number.
To use the app, you must have a mobile phone number issued in one of the eligible countries: Metropolitan France and DROM-COM (numbers starting with +33), Monaco (+377), Belgium (+32), Germany (+49), Spain (+34), Ireland (+353), Portugal (+351), Great Britain (+44), Italy (+39), Luxembourg (+352). Other countries will soon be eligible.
Topping up a Lydia account
Several methods can be used for topping up your Lydia account:
- With your debit or credit card: This method is simple and instant. However, the use of this feature is limited. You can extend those limits by verifying your account or upgrading to Premium.
- With a bank transfer (unlimited): You can make a wire from your bank account to your Lydia account using its IBAN account number. It only requires having a “verified” Lydia account.
- With an Instant Loan: If you need cash quite urgently, you can get up to €1,000 immediately with the Lydia Instant Loan.
- By receiving a Lydia payment
- By collecting money online
Lydia Solutions (“Lydia”) is a simplified joint-stock company registered in Paris under RCS number 534 479 589 with capital of € 1,546,417, established at 14, avenue d’Opéra, 75001 Paris.
Lydia is registered with the Autorité de contrôle prudentiel et de résolution – ACPR, established at 4 Place de Budapest – 75436 Paris Cedex 09, under number 534 479 589.
User Reviews
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